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About the Affordable Care Act (ACA)
The ACA (sometimes referred to as Obamacare) is a United States (US) Healthcare law signed into law in 2010. Its purposes are to increase access to health insurance in the US and mitigate rising costs to consumers.
A major provision of the ACA is the creation of public marketplaces where people can compare health plans. These marketplaces include high-quality subsidized plans for individuals whose incomes or employment status preclude access to insurance otherwise. There is an ACA health insurance marketplace in every US state, for example Covered California or New York State of Health.
The other primary means by which the ACA seeks to improve health insurance options is consumer protection. It prevents insurers from limiting the dollar amount of coverage a person can receive in a year. It also prohibits insurers from denying coverage to individuals with pre-existing conditions. Since the ACA’s passage, the uninsured rate in the US has reached an all-time low of about 7% in the early 2020s.
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Obamacare-Healthplans.org is privately owned and operated by Health Enrollment Insurance Agency LLC. Invitations for applications for insurance on Obamacare-Healthplans.org are made through Health Enrollment Insurance Agency, LLC, NPN #: 20712736, or through its designated agent, Luis Perez Jr., only where licensed and appointed. Submission of your information constitutes permission for an agent to contact you with additional information about signing up for medical coverage. Possible options include, but are not limited to Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, and more. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. For a complete description, please call 1-855-653-2527 to determine eligibility and to request a copy of the applicable policy. Health Enrollment Insurance Agency, LLC. has been verified as an approved Health Insurance Provider qualified to offer ACA / Marketplace Plans by Verisk Financial – G2. Obamacare-Healthplans.org is not affiliated with or endorsed by the United States government or the federal Medicare program. By using this site, you acknowledge that you have read and agree to the Terms of Service and Privacy Policy. We are committed to protecting your privacy.